Tax-Loss Harvesting: A Simple Way to Keep More and Worry Less

Amine Mabsout, CRPS®, AWMA®, RFC®, LACP — Founder, Ametrine Wealth Strategies | July 25, 2025

Tax-Loss Harvesting: A Simple Way to Keep More and Worry Less

At Ametrine Wealth Strategies, we’re always looking for ways to help you improve your financial outcomes. One of the tools we use is called tax-loss harvesting — and while the term may sound technical, the goal is simple:
to help you keep more of what you’ve earned.

Here’s what that means for you:

1. It’s Not Just About Selling at a Loss

We don’t sell investments just because they’ve gone down. We only do it when it aligns with your long-term strategy — and when we can reinvest in something similar that keeps your portfolio moving in the right direction. It’s not about reacting. It’s about being intentional.

2. Everything Needs to Be Coordinated

Many clients have accounts spread across different custodians, types, and legal structures — brokerage accounts, IRAs, trusts, and more. If we make a move in one account without coordination across the rest, we risk losing the tax benefit. That’s why we take time to understand your complete financial picture before we act.

3. Timing Matters

Markets can move fast. When they drop suddenly, the opportunity to harvest losses may only last for a few days. That’s why we don’t wait until year-end — we use systems that monitor daily, so we can respond when opportunity strikes.

4. It’s More Than Just a Button

Some software platforms offer a “harvest losses” button. But those shortcuts don’t understand your long-term goals, portfolio structure, or exposure in other accounts. We combine technology with personal expertise to make decisions that are smart, coordinated, and personalized.

Bottom Line

Tax-loss harvesting helps reduce your tax liability — without changing your long-term investment plan.

But it only works when it’s done with clarity, discipline, and awareness of the whole picture.

Disclosure

This material is for informational purposes only and should not be construed as tax, legal, or investment advice. Tax-loss harvesting strategies may not be appropriate for all investors and depend on individual circumstances. Clients should consult with their tax advisor prior to implementing any strategy discussed. Investment strategies involve risk, including the possible loss of principal. Past performance is no guarantee of future results.

Let’s Make It Work for You

Have questions about how this could apply to your situation? Let’s talk.

At Ametrine Wealth Strategies, we don’t just recommend strategies — we manage them. That means we actively monitor your accounts, coordinate across your entire financial world, and implement tax-smart opportunities when they matter most.

If you are looking for a wealth management firm that sees the full picture, understands how all the moving parts connect, and acts with your long-term goals in mind — connect with us today.

Schedule Your Complimentary Consultation Here!

Disclosure

This content is provided for educational and informational purposes only and does not constitute individualized financial, tax, or legal advice. Insurance products contain fees, costs, limitations, and exclusions. Policy performance and benefits depend on the specific contract, issuing carrier, funding, and assumptions. Consult qualified professionals regarding your specific situation.