OUR FOUR-STEP ENGAGEMENT MODEL
STEP ONE: INTRODUCTORY CONSULTATION
30–45 Minutes | No Cost
This initial conversation is designed to understand your situation at a high level, discuss goals and concerns, and determine whether further analysis would be helpful. No formal analysis or recommendations are provided, and there is no obligation to proceed.
STEP TWO: FINANCIAL REVIEW CONSULTATION
Flat Fee: $250 | Standalone Engagement
If you would like professional insight beyond an introductory discussion, we offer a fee-based Financial Review Consultation. This engagement includes review of financial statements, identification of risks and inefficiencies, and verbal professional observations. This engagement is independent and carries no obligation to retain the firm.
STEP THREE: COMPREHENSIVE FINANCIAL PLANNING (WHEN WARRANTED)
Fee-Based | Scope-Defined
Financial success isn’t only about investments — it’s about ensuring your resources align with your life, values, and long-term vision. When comprehensive financial planning is engaged, our process follows a CFP® and IARFC-aligned 7-Step Framework, supported by Envestnet | MoneyGuide technology and additional planning tools such as Holistiplan to evaluate tax-aware considerations in context.
Planning work may include asset allocation diagnostics, cash flow analysis, risk and longevity testing, tax-aware strategy evaluation, income planning, protection review, and legacy alignment. Planning fees typically range from $500 to $1,500 or more depending on complexity. Scope and fees are agreed upon before work begins.
STEP FOUR: ONGOING WEALTH MANAGEMENT (OPTIONAL)
Advisory Fee-Based Relationship
If you choose to retain the firm for ongoing wealth management, planning work may be incorporated into ongoing advisory oversight, and the advisory fee applies instead of a standalone planning fee.
